A home loan for Dunearn House follows the Monetary Authority of Singapore’s rules for private residential property. Two limits work together: the loan-to-value limit caps the loan against the price, and the Total Debt Servicing Ratio caps the repayments against household income.
Dunearn House Loan-to-Value Limits
| Housing loans outstanding | LTV, tenure ≤ 30 yrs and age ≤ 65 | LTV, tenure 31–35 yrs or age > 65 | Minimum cash downpayment |
|---|---|---|---|
| None | 75% | 55% | 5% (10% in the lower band) |
| One | 45% | 25% | 25% |
| Two or more | 35% | 15% | 25% |
MAS loan-to-value limits for loans from financial institutions. Subject to change; confirm with MAS and your bank.
Dunearn House TDSR and Stress Test
| Maximum loan tenure (private property) | 35 years |
| Total Debt Servicing Ratio cap | 55% of gross monthly income, across all debts |
| Medium-term interest rate floor | 4% for residential property |
| Variable income recognised | 70% (a 30% haircut) |
| Joint borrowers | Tenure assessed on the income-weighted average age |
MAS framework as at October 2026.
The Dunearn House TDSR calculator applies these rules for one or two applicants and shows whether income or the loan-to-value limit is the binding limit.
Using CPF for a Dunearn House Purchase
CPF Ordinary Account savings can be used for the downpayment above the minimum cash portion and for monthly instalments, within CPF Board limits that take account of the remaining lease. The Dunearn House lease began on 30 September 2025, so it carries almost its full 99 years at purchase.
An In-Principle Approval from a bank confirms the loan amount before a booking fee is paid. The Sales Concierge can introduce banks for one ahead of a showflat appointment, and the progressive payment calculator shows how the loan is drawn stage by stage.
Register Your Interest in Dunearn House
The Sales Concierge sends the e-brochure, the full set of eighteen floor plans and the current price list to registered parties. Showflat viewings are arranged by appointment through the Sales Concierge. There is no charge to register and no commitment attached.
What the Sales Concierge sends
- The Dunearn House e-brochure and the full project details.
- All eighteen floor plan types, from the 527 sq ft 2-bedroom to the 1,378 sq ft 4-bedroom premium with study.
- The current price list and the balance units by block and stack.
Register Your Interest
No obligation. The Sales Concierge responds personally to every enquiry.
To talk it through instead, call +65 6200 6220 or send a WhatsApp message to the same number.